Everyone should own ...
Gold through the streetTRACKS Gold Trust (GLD and gold stocks via mutual funds like the Tocqueville Gold Fund (TGLDX).
Oil via the United States Oil Fund ETF (USO), which tracks the price of oil, and a solid oil fund like the Fidelity Select Energy Fund (FSENX).
Diversified natural resources through a fund like U.S. Global Investors Global Resources (PSPFX).
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